ALREADY A PARTICIPATING LENDER?
WHY BECOME A PARTICIPATING LENDER?

Communities First - Ohio offers simplified down payment assistance throughout the State.
Instant Equity
Borrower gets instant 2, 3, 4, or 5% equity in the home (depending on rate and option).
No Additional Paperwork
Communities First requires no additional paperwork for lenders, no TRID, and no documents to record or a second mortgage to sell to the servicer resulting in lower risk of document deficiencies.
Fewer Restrictions
Communities First - Ohio offers no restrictions on reselling or refinancing home, no minimum length of occupancy, and no first time homebuyer agreement.
Continuous Grant Funds
Communities First offers continuous grant funds - no allocation process.
Program Summary