Not a Second Mortgage

Because Communities First is a Grant, not a Loan, there is no second mortgage on your home.

Fewer Restrictions

Additionally, because Communities First is a grant, there are no restrictions on reselling your home or refinancing your mortgage.

Based on Borrower Income

Income limits are based only on the borrower, not the household.

Instant Equity

With a grant, the borrower receives instant equity in their new home.

Increased Flexibility

3, 4, or 5% Down Payment Assistance options allow homebuyer more flexibility to choose only what they need to keep interest rates low.

Less Paperwork

No paperwork for the lender, no TRID, and no documents to record or a second mortgage to sell to the servicer.

Dozens of Participating Lenders throughout Ohio

Families Assisted
Loan Volume