Effective December 1, 2022, The Money Source (TMS) became the new Master Servicer for the Communities First Program. TMS is a leading national correspondent investor and subservicer with 25 years of experience in delivering the best-in-class experience for its customers. Operating with a true partnership-based business model and offering the full suite of agency and government loan programs, TMS is the partner that can help your business thrive. Powered by their industry-leading proprietary correspondent and servicing technology and a 24-hour initial funding package review guarantee, TMS is able to deliver the fastest turn times in the industry. TMS has a long track record of purchasing loans in seven calendar days and extends these service levels to the DPA market. In addition, TMS does not employ retail originators, eliminating direct competition with its clients or customers. TMS has an extensive history of focusing on first-time homebuyers and is committed to growing happiness by helping all homeowners achieve and maintain homeownership. This dedication to delivering the best-in-class experience has propelled TMS to become the 4th largest GNMA subservicer and a top 10 GNMA Correspondent investor.